Startup Showcase: Click Cash – Revolutionizing Personal Loans in Emerging Economies

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Click Cash is a Fintech startup based out of São Paulo, Brazil, that is simplifying the complicated and bureaucratic process of personal unsecured lending to individuals in emerging economies. The mobile app is available on the Google Play Store for Android devices and uses BigData and Open Banking for a new approach to personal finance, enabling secure and reliable microcredit to financially underserved people, in addition to financial education to help them make the best use of the new credit options that are now opening for the general public.

With over 15 years of experience in online lending in Europe, the key founders of Click Cash were also the founders of Amarbank in Indonesia in 2014, which made an IPO in January 2020. They saw in Brazil and Latin America the opportunity to develop their solution, and their efforts have been paying off as Click Cash has quickly gained popularity and success since its official launch in March 2020.

The Need for Microcredit in Emerging Economies

In 2019, it was estimated that there were 45 million unbanked and 65 million financially underserved but active and connected people in Brazil alone, a group that has a financial activity of more than U$154 billion / R$ 800 billion per year, with a huge unmet demand for microcredit. Traditional banks and financial institutions have not been able to meet the needs of this population due to strict regulations and high bureaucracy involved in the lending process. Click Cash aims to bridge this gap and provide access to microcredit to the financially underserved population through its mobile app.

Revolutionizing Personal Loans

Click Cash offers loans ranging from $100 to $1,000 that can be paid back in up to 24 months. The app provides a 5-minute process for loan applications, and the credit analysis is personalized per user. Click Cash works with other Fintechs and traditional banks alike, using the most advanced technologies in Data Analytics and Mobile Security, i.e.: facial recognition and device behavioral analytics, as well as financial history, to run a full credit analysis in seconds.

The app provides a seamless user experience, and users can track their loan status and repayment schedule through the app. With Click Cash, users do not have to worry about hidden fees or high-interest rates, as the app provides transparent loan terms and competitive interest rates.

Financial Education

Click Cash is not just a mobile app for personal loans; it also provides financial education to its users. The app aims to educate users on the importance of financial planning and management and how to use credit responsibly. The app provides users with personalized tips and advice on how to make the best use of their credit options.


Click Cash is revolutionizing personal loans in emerging economies through its mobile app that provides fast and secure personal loans to financially underserved people. The app’s advanced technologies in data analytics and mobile security, combined with its seamless user experience, make it a go-to choice for individuals in need of microcredit. Click Cash’s commitment to financial education also sets it apart from traditional lending institutions. As Click Cash continues to grow and expand its services, it is sure to make a significant impact on the financial lives of millions of people in emerging economies.





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